NO FEE MORTGAGE SERVICE!
We NEVER charge you for our service
Flexible, Offset and account mortgages are the most popular products for people with some savings and can benefit from offsetting their savings against their borrowings, therefore reducing interest payments. Realistically you could save several thousand pounds or more, or make it possible to finish your mortgage much earlier.
Wether your a first time buyer, moving home or simply looking to remortgage an existing property, we will find a suitable mortgage or remortgage for you. The benefits can be substantial savings on setting up fees. For instance we can save all the setting up fees for an account flexible mortgage offer, which you will have to pay if you go direct.
Our arrangement with the top lenders in this category means that you will always benefit from taking your mortgage product out with us here at Select Mortgages and Loans.
The offset, account or flexible type mortgages work by taking money from your savings account and offsetting it against the money you owe in your mortgage account, therefore the only interest you pay is from the difference. i.e. if you were to borrow £200,000 but you had money/savings put aside for lets say retirement or children/ grandchildren of £50,000 then your interest payments would be calculated on the outstanding sum, in this case £150,000.
As well as the obvious advantages, some of the products offer internet banking, we can help work out which is the best for you and best of all you will save money. Some of the lenders we deal with include, Barclays Open plan mortgage, Intelligent finance, Abbey Flexible Plus and the Cheltenham & Gloucester Flexible Mortgage.
Select Mortgages and Loans has over 20 years experience in the loans and mortgage market, and as FSA regulated Mortgage advisers we are in the best position to advise you on the particular right product for your needs. We provide you with a free, no obligation quotes from the top flexible mortgage providers. 'Select Mortgages and Loans' provides and then guides you through your options, packages and discounts.